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Practical Asset Protection

ASSET PROTECTION TRUST

Your Living Trust Won't Stop a Lawsuit From Taking It All

An asset protection trust does not just organize what happens to your property when you die. It removes your property from your name entirely, while you’re alive. One irrevocable structure. Assets titled to the trust are no longer legally yours to lose in a judgment — because you no longer own them, the trust does.

Flat-Fee Pricing

One published price. You know the number before we touch a single document

Legal-Grade Documents

Every document drafted by a paralegal and reviewed by licensed legal counsel.

Multi-State Structure

Wyoming to California. Every layer coordinated and built to hold when it matters.

No Hourly Billing

You pay once. No retainer. No meter running. No invoice you didn't see coming.

Why Practical Asset Protection

Protected. Documented. Delivered in days

  • No offices
  • No hourly clock
  • No waiting room

No sales pitch. Just the structure, built correctly

Frequently Asked Questions

Q ) How is this different from a revocable living trust?

A revocable living trust avoids probate but offers no lawsuit protection — you can change or cancel it anytime, so the law still treats everything inside it as yours. An asset protection trust is irrevocable; you give up that control in exchange for real protection from creditors and judgments.

Q ) How is this different from the Non-Grantor Wyoming Trust?

Both are irrevocable Wyoming trusts, but they solve different problems. This trust is built purely for asset protection. The Non-Grantor Wyoming Trust adds a second layer, structured specifically to also reduce state income tax exposure around a major liquidity event, like selling a business. If you’re protecting existing equity, this is the right structure; if you’re about to trigger a large taxable gain, ask about the Non-Grantor option instead.

Q ) Can I still access the money inside the trust?

Depending on how it’s structured, you can be named a discretionary beneficiary, meaning the independent trustee can make distributions to you. What you give up is direct, unilateral control — that’s the tradeoff that makes the protection real instead of illusory.

YOUR REVOCABLE LIVING TRUST DOES NOT PROTECT YOU FROM A LAWSUIT. YOU STILL LEGALLY OWN EVERYTHING INSIDE IT

An irrevocable asset protection trust removes ownership entirely. What you don’t own, a creditor can’t take

A revocable living trust avoids probate, but because you retain full control and can revoke it at any time, the law treats everything inside it as still legally yours — fully reachable in a lawsuit or judgment. An asset protection trust is irrevocable: once assets are transferred in, you give up direct ownership and control in exchange for a trustee-administered structure a creditor cannot reach the same way. An investor with $400,000 in home equity and investment accounts held personally, or inside a revocable trust, has that entire amount exposed to any judgment that exceeds their insurance coverage. Move that same $400,000 into a properly funded, properly seasoned asset protection trust and it sits outside what a future creditor can reach — even though the underlying assets haven’t changed.

This has to be funded before a claim exists. A creditor who’s already circling doesn’t wait for you to catch up

We structure every asset protection trust in Wyoming, which allows a self-settled trust — meaning you can still be a discretionary beneficiary of your own protection — and gives creditors a defined statutory waiting period after funding before they can challenge the transfer. Move assets in after a claim already exists, or with intent to avoid one, and a court can undo the whole structure regardless of how the paperwork reads. The trust also requires an independent Wyoming trustee with real administrative authority — not a formality — or the protection can be challenged as illusory. We draft the trust, coordinate the independent trustee, and handle the funding so the clock on your protection starts running today instead of the day you actually need it.

This Is for You If…

If you have significant equity, investment accounts, or property held in your own name or inside a revocable trust — and you’ve never had a structure that actually removes those assets from a creditor’s reach — you are carrying more exposure than you think. An asset protection trust is not reserved for the ultra-wealthy. It applies to anyone with equity worth protecting and enough time to do it before they need it.

  • You have $250,000 or more in home equity, investments, or other assets
  • Your assets are currently held personally or inside a revocable living trust — neither protects you from a lawsuit
  • You work in a profession or run a business with real liability exposure
  • You want the protection in place before a claim exists, not after
  • You understand this requires giving up direct control in exchange for protection

What you get for $3,997

The Asset Protection Trust package includes the complete irrevocable trust structure and the independent trustee coordination required for the protection to actually hold.

  • Custom-drafted irrevocable asset protection trust — built in Wyoming around your specific assets and goals
  • Independent trustee coordination — a real Wyoming trustee with genuine administrative authority
  • Asset funding — transfer of your selected accounts, property, or holdings into the trust
  • Discretionary distribution provisions — access structured so protection isn’t compromised by retained control
  • Statutory seasoning period documentation — a clear record of when your protection clock started
  • Coordination with your CPA for the tax treatment appropriate to your structure
  • Two rounds of revisions
  • Delivery prioritized so your seasoning period starts as early as possible

The lawsuit that takes everything you own doesn’t ask if you were planning to protect it eventually

Everything above is prepared by an assigned paralegal and reviewed by licensed legal counsel before it reaches you. One flat fee. No retainer. No hourly billing. No invoice you did not see coming.